# Loans Got Easy - Indicative Loan Rates

> **As of:** August 2026 · **Service area:** Hyderabad, Telangana, India
> **Source:** Partner lender published rate schedules, last verified August 2026.
> Rates below are starting indicative rates for the most credit-worthy profiles (CIBIL 750+, Category-A salaried borrowers, or self-employed with 3+ years' ITR). Actual rates depend on lender, profile, and tenure. All rates subject to lender approval.
> **Reference:** central bank policy repo rate at 5.25% (April 2026 policy meeting, neutral stance; 125 bps cumulative cuts delivered in 2025).

## Loan Products

### Home Loan
- Rate: 7.15% - 10.5% p.a.
- Amount: ₹5,00,000 - ₹15,00,00,000
- Tenure: up to 30 years
- LTV: up to 90% (loans ≤ ₹30L); 80% (₹30L-₹75L); 75% (above ₹75L)
- Lender floors (indicative): Canara/Bank of Baroda/Bajaj Housing/LIC HFL/PNB from 7.15-7.25%; SBI from 7.50%; HDFC from 7.75%; ICICI 7.50% (pre-approved) / 8.50% standard
- URL: https://loansgoteasy.com/loans/home-loan

### Personal Loan
- Rate: 9.99% - 22% p.a.
- Amount: ₹50,000 - ₹50,00,000
- Tenure: 12 - 60 months
- Approval: most in 24-48 hours; pre-approved in 10 minutes
- Lender floors: SBI Xpress Credit 10.00%; HDFC 10.75%; ICICI 9.99%; Axis 9.99%; Bajaj Finserv 10.00%
- URL: https://loansgoteasy.com/loans/personal-loan

### Business Loan
- Rate: 9.99% - 22% p.a.
- Amount: ₹1,00,000 - ₹2,00,00,000
- Tenure: 12 - 60 months
- URL: https://loansgoteasy.com/loans/business-loan

### MSME Loan
- Rate: 8.00% - 16% p.a.
- Amount: up to ₹10 Crore (CGTMSE-backed collateral-free; raised from ₹5 Cr effective 1 April 2025)
- URL: https://loansgoteasy.com/loans/msme-loan

### Startup Loan
- Rate: 9.99% - 22% p.a.
- URL: https://loansgoteasy.com/loans/startup-loan

### Vehicle Loan
- Rate: 7.60% - 16% p.a. (new car)
- URL: https://loansgoteasy.com/loans/vehicle-loan

### Gold Loan
- Rate: 8.55% - 24% p.a. (banks at floor; Muthoot scheme 10.50%+; Manappuram 9.90%+)
- LTV: up to 75% of gold value
- Among the fastest products to process once gold valuation is complete
- URL: https://loansgoteasy.com/loans/gold-loan

### Education Loan
- Rate: 8.25% - 14% p.a.
- PSU floor: Canara 8.25%, SBI 8.65%, BoB 8.50%, PNB 8.55%
- Tenure: up to 15 years (including moratorium)
- URL: https://loansgoteasy.com/loans/education-loan

### Loan Against Property (LAP)
- Rate: 8.99% - 16% p.a.
- LTV: up to 70% of property market value
- Tenure: up to 20 years
- URL: https://loansgoteasy.com/loans/loan-against-property

### Construction Loan
- Rate: 7.50% - 12% p.a.
- Stage-wise disbursement
- URL: https://loansgoteasy.com/loans/construction-loan

### Corporate Loan
- Rate: 9.00% - 14% p.a.
- URL: https://loansgoteasy.com/loans/corporate-loan

### Balance Transfer (Home Loan)
- Rate: 7.15% - 10.5% p.a.
- Zero foreclosure on floating-rate loans for individual borrowers
- URL: https://loansgoteasy.com/loans/balance-transfer

### NRI Home Loan
- Rate: from 8.45% p.a. (SBI) / 8.50% (HDFC, ICICI)
- Tenure: up to 30 years
- EMI repayment via NRE or NRO account
- URL: https://loansgoteasy.com/for/nri

### Villa Home Loan (Hyderabad)
- Rate: from 7.50% p.a.
- Coverage: Kokapet, Narsingi, Gachibowli, Tellapur, Kompally, Shamshabad
- URL: https://loansgoteasy.com/villa-home-loan

## Disclaimers

- All rates are **indicative starting rates**, current as of August 2026, and subject to change.
- Actual rates depend on **CIBIL score, income, employer, loan amount, and tenure**.
- Annual Percentage Rate (APR) - including all fees - may differ from headline rates.
- All loan applications are subject to **lender approval and documentation**.
- Loans Got Easy is an **authorized Direct Selling Agent (DSA)** - we do not lend money.

## Contact
- Phone: +91 80190 11950 and +91 97055 58152
- WhatsApp: https://wa.me/918019011950
- Email: hello@loansgoteasy.com