Assessed from overseas income Income Range

Construction Loan for NRIs & OCI Cardholdersin Hyderabad

What may and may not be purchased is settled before eligibility - agricultural land and farmhouses are outside the permission. Compare construction loan rates from 7.5% p.a. across 25+ lenders - tailored for nris & oci cardholders in Hyderabad.

Rate From

7.5%

Up to

₹5Cr

Approval

7-12 working days

Check My Eligibility Free

Construction Loan for NRIs & OCI Cardholders

We understand nri income. Our advisor compares 25+ lenders to find competitive pricing you qualify for.

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Why NRIs & OCI Cardholders

What may and may not be purchased is settled before eligibility - agricultural land and farmhouses are outside the permission

Starting Rate

7.5% p.a. - compare 25+ lenders

Approval Speed

7-12 working days

About This Loan

Construction Loan Built for NRIs & OCI Cardholders

Build your home, pay only for what is disbursed. Construction loans in Hyderabad are for building on land you already own. The loan is disbursed in tranches as construction progresses - you pay interest only on the amount disbursed, not the full sanctioned amount. This is a significant cost advantage over taking a personal loan

Loan Overview

Interest Rate7.5% - 12% p.a.

Loan Amount₹5L - ₹5 Cr

Tenure24 - 240 months

Approval7-12 working days

Income RangeAssessed from overseas income

Eligibility for NRIs & OCI Cardholders

Land must be in your name (or co-applicant's name); registered sale deed required

GHMC / HMDA / DTCP approved building plan and layout approval mandatory

Land must not have any existing mortgage or encumbrance

CIBIL score ≥ 700

Salaried: monthly income ≥ ₹40,000; self-employed: ITR income ≥ ₹5L p.a.

Total project cost estimate by architect / licensed contractor required

Full Loan Details

Construction Loan - Complete Guide

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View Construction Loan Guide

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All Loans for NRIs & OCI Cardholders

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Frequently Asked Questions

Construction Loan questions specific to nris & oci cardholders in Hyderabad