Not a Lender. Loans Got Easy is a loan comparison and referral platform operated as a Direct Selling Agent (DSA) registered with partner banks and Non-Banking Financial Companies (NBFCs). We are not a bank, NBFC, or financial institution regulated by the Reserve Bank of India. We do not accept deposits or offer loans directly. Loan products displayed are sourced from our lending partners. Loan sanction, disbursement, interest rates, terms, and eligibility are determined solely by the respective lender.
Rate Disclaimer. Interest rates shown are indicative and subject to change without notice. Actual rates are determined by the lender based on your credit profile, income, employer category, and loan amount. Annual Percentage Rate (APR) — which includes interest and all applicable fees — may differ from the headline rate shown. Please refer to the lender's Key Fact Statement (KFS) for the final APR applicable to your loan (as per RBI/2024-25/18, effective October 1, 2024).
Prepayment. As per RBI (Pre-payment Charges on Loans) Directions, 2025 (RBI/2025-26/64, effective January 1, 2026), no prepayment or foreclosure charges apply on floating-rate loans to individual borrowers for non-business purposes.
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