Assessed from overseas income Income Range

Home Loan for NRIs & OCI Cardholdersin Hyderabad

What may and may not be purchased is settled before eligibility - agricultural land and farmhouses are outside the permission. Compare home loan rates from 7.15% p.a. across 25+ lenders - tailored for nris & oci cardholders in Hyderabad.

Rate From
7.15%
Up to
₹15Cr
Approval
15-25 working days
Check My Eligibility Free

Home Loan for NRIs & OCI Cardholders

We understand nri income. Our advisor compares 25+ lenders to find competitive pricing you qualify for.

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Why NRIs & OCI Cardholders

What may and may not be purchased is settled before eligibility - agricultural land and farmhouses are outside the permission

Starting Rate

7.15% p.a. - compare 25+ lenders

Approval Speed

15-25 working days

About This Loan

Home Loan Built for NRIs & OCI Cardholders

Own your dream home in Hyderabad. Home loan rates in Hyderabad start from 8.5% p.a. for salaried borrowers with a CIBIL score above 750. All loans above ₹30L are at floating rates linked to the policy repo rate - when the repo rate falls, your EMI can reduce. With the central bank cutting rates to 6.25% in 2025,

Loan Overview

Interest Rate7.15% - 10.5% p.a.
Loan Amount₹5L - ₹15 Cr
Tenure60 - 360 months
Approval15-25 working days
Income RangeAssessed from overseas income

Eligibility for NRIs & OCI Cardholders

Age 21-65 years (loan must close before age 70 for some lenders)
Salaried: minimum monthly income ₹35,000; self-employed: ITR income ≥ ₹5L p.a.
CIBIL score ≥ 700 (750+ reaches a lender's top pricing tier); some HFCs accept 680
Property must be GHMC / HMDA / DTCP approved; under-construction must be RERA registered
LTV: up to 90% for loans below ₹30L; 80% for ₹30L-₹75L; 75% for above ₹75L (regulatory LTV norms)
FOIR including proposed home loan EMI below 55%

Full Loan Details

Home Loan - Complete Guide

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All Loans for NRIs & OCI Cardholders

See all loan products available for nris & oci cardholders - personal, home, business, and more.

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Frequently Asked Questions

Home Loan questions specific to nris & oci cardholders in Hyderabad

Frequently Asked Questions

Yes. NRIs & OCI Cardholders in Hyderabad are eligible for Home Loans. What may and may not be purchased is settled before eligibility - agricultural land and farmhouses are outside the permission. Income range for nris & oci cardholders is typically Assessed from overseas income, which comfortably qualifies for home loans from most major banks and NBFCs.

Compare Your Options Today

We compare 25+ lenders and negotiate on your behalf for nris & oci cardholders.

Your details stay confidential. We never sell data. Used only to match you with the right lender.

By submitting you agree to our Privacy Policy. We are an authorized DSA · your details are shared only with lenders you authorize.

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